Wednesday, November 27, 2019
Free Essays on The Terrible Day
World War 11 dramatically changed the strategies of war and created anew type of warfare though the use of airplanes. The traditional combat between armies became obsolete during this era. The size and destructive power of the bombs that could be dropped replaced the strengths and skills of a countryââ¬â¢s army thatâ⬠were in battle. Air warfare could n now be used to conquer a stronger power. Aircraft has many advantages compared to land battle. Planes have the ability to move freely and quickly from one place to another. Also, they have the means to cause a wide range of destruction with smaller number of troops. These various aspects of air warfare played a major role in preventing the advantages of Hitler and the Nazi regime during World War 11. The Prime Minister of England addressed the Cabinet of War on the first anniversary of the outbreak of war stating: ââ¬Å"The Navy can lose us the war, but only the Air Force can win it. Therefore our supreme effort must be to gain overwhelming mastery in the air. The Fighters are our salvation, but the Bombers alone provide the means of victory. We must, therefore develop the power to carry an ever-increasing volume of explosives to Germany, so as to pulverize the entire industry and scientific while holding him [Hitler] at the arms length from out Island. In no other way at the present visible can we hope to overcome the immense military power of Germanyâ⬠¦Ã¢â¬ (Saundry100) Britain and the United States forces planned to bomb economic and industrial centers of Germany. By destroying these two significant focal points, the allied forces Planned that this would cripple and destroy the Germanyââ¬â¢s war efforts. The lack of commerce and ability to produce war materials would drastically limit the advancing forces of the Nazi regime (Levine 45). The Germans forces planned to use their air force to compliment the advantages of their army. This was intended to aid the immense and highly trained a... Free Essays on The Terrible Day Free Essays on The Terrible Day World War 11 dramatically changed the strategies of war and created anew type of warfare though the use of airplanes. The traditional combat between armies became obsolete during this era. The size and destructive power of the bombs that could be dropped replaced the strengths and skills of a countryââ¬â¢s army thatâ⬠were in battle. Air warfare could n now be used to conquer a stronger power. Aircraft has many advantages compared to land battle. Planes have the ability to move freely and quickly from one place to another. Also, they have the means to cause a wide range of destruction with smaller number of troops. These various aspects of air warfare played a major role in preventing the advantages of Hitler and the Nazi regime during World War 11. The Prime Minister of England addressed the Cabinet of War on the first anniversary of the outbreak of war stating: ââ¬Å"The Navy can lose us the war, but only the Air Force can win it. Therefore our supreme effort must be to gain overwhelming mastery in the air. The Fighters are our salvation, but the Bombers alone provide the means of victory. We must, therefore develop the power to carry an ever-increasing volume of explosives to Germany, so as to pulverize the entire industry and scientific while holding him [Hitler] at the arms length from out Island. In no other way at the present visible can we hope to overcome the immense military power of Germanyâ⬠¦Ã¢â¬ (Saundry100) Britain and the United States forces planned to bomb economic and industrial centers of Germany. By destroying these two significant focal points, the allied forces Planned that this would cripple and destroy the Germanyââ¬â¢s war efforts. The lack of commerce and ability to produce war materials would drastically limit the advancing forces of the Nazi regime (Levine 45). The Germans forces planned to use their air force to compliment the advantages of their army. This was intended to aid the immense and highly trained a...
Saturday, November 23, 2019
Quotes on Funny Thoughts to Make You Smile
Quotes on Funny Thoughts to Make You Smile Have you ever had a funny thought pop into your brain? Maybe you put a couple of things together and realized it told a truth in a quirky way. Our brains often have a natural comedian deep inside and you might even make yourself laugh. Then when you stop and think about thinking, things start getting a little weird. Famous thinkers and witty people might seem to have more funny thoughts, but we have the benefit of only seeing their really good material. You might be inspired by a humorous remark, or hearing about an incident that causes you to giggle. Share your funny thoughts with others and see how you create a riot of laughter around you. If you need some help, read these funny thoughts of well-known people. Will Rogers Everything is funny, as long as its happening to somebody else.à Robertà Frost The brain a wonderful organ.à It starts working the moment you get up in the morning and does not stop until you get into the office. Charles Schulz Sometimes I lie awake at night, and I ask, Where have I gone wrong? Then a voice says to me, This is going to take more than one night. Friedrich Nietzsche All things are subject to interpretation whichever interpretation prevails at a given time is a function of power and notà truth. Miguel de Cervantes Sanity may be madness but the maddest of all is to see life as it is and not as it should be. Norm Papernick Those who can laugh without cause have either found the true meaning of happiness or have gone stark raving mad. Ethel Barrymore You grow up the day you have your first real laugh - at yourself.à Reba McEntire To succeed in life, you need three things: a wishbone, a backbone, and a funnybone.à Isaac Asimov People who think they know everything are a great annoyance to those of us who do. Abraham Lincoln No man has a good enough memory to be a successful liar. Oscar Wilde The public is wonderfully tolerant. It forgives everything except genius. The public have an insatiable curiosity to know everything, except what is worth knowing.à Victor Borge Santa Claus has the right idea - visit people only once a year. Edward Gibbon Beauty is an outward gift which is seldom despised, except by those to whom it has been refused. Quentin Crisp The trouble with children is that theyre not returnable. George Bernard Shaw Love is a gross exaggeration of the difference between one person and everybody else. Joe Namath Until I was thirteen, I thought my name was shut up. Mark Twain While the rest of the species is descended from apes, redheads are descended from cats. Ogden Nash Middle age is when youve met so many people that every new person you meet reminds you of someone else. The Cable Guy You know what the trouble about real life is? Theres no danger music.
Thursday, November 21, 2019
U10a2 Life Cycle of the Stars Paper Essay Example | Topics and Well Written Essays - 1250 words
U10a2 Life Cycle of the Stars Paper - Essay Example Astronomers can determine the mass, age, chemical composition and many other properties of a star by observing its spectrum, luminosity and motion through space. The total mass of a star is the principal determinant in its evolution and eventual fate. Other characteristics of a star are determined by its evolutionary history, including diameter, rotation, movement and temperature. A plot of the temperature of many stars against their luminosities, known as a Hertzprung-Russell diagrams (Hââ¬âR diagram), allows the age and evolutionary state of a star to be determined. Stellar evolution is the process by which a star undergoes a sequence of radical changes during its lifetime. Depending on the mass of the star, this lifetime ranges from only a few million years (for the most massive) to trillions of years (for the least massive, which is considerably more than the age of the universe). Stellar evolution is not studied by observing the life of a single star, as most stellar changes occur too slowly to be detected, even over many centuries. Instead, astrophysicists come to understand how stars evolve by observing numerous stars at the various points in their life, and by simulating stellar structure with computer models. Stellar Evolution: A nebula is a cloud of gas (hydrogen) and dust in space. Nebulae are the birthplaces of stars. There are different types of nebula. An Emission Nebula which glows brightly because the gas in it is energized by the stars that have already formed within it. In a Reflection Nebula, starlight reflects on the grains of dust in a nebula. The nebula surrounding the Pleiades Cluster is typical of a reflection nebula. Dark Nebula also exists. These are dense clouds of molecular hydrogen which partially or completely absorb the light from stars behind them. 1st stage of a stars life: PROTOSTAR Stellar evolution begins with the gravitational collapse of a giant molecular cloud (GMC). As it collapses, a GMC breaks into smaller and small er pieces. In each of these fragments, the collapsing gas releases gravitational potential energy as heat. As its temperature and pressure increase, a fragment condenses into a rotating sphere of superhot gas known as a prostar. Protostars with masses less than roughly 0.08à M (1.6?1029 kg) never reach temperatures high enough for nuclear fusion of hydrogen to begin. These are known as brown dwarfs. For a more massive prostar, the core temperature will eventually reach 10 million kelvins, initiating the proton-proton chain reaction and allowing hydrogen to fuse, first to deuterium and then to helium. The onset of nuclear fusion leads relatively quickly to a hydrostatic equilibrium in which energy released by the core exerts a "radiation pressure" balancing the weight of the star's matter, preventing further gravitational collapse. The star thus evolves rapidly to a stable state, beginning the main sequence phase of its evolution. A new star will fall at a specific point on the mai n sequence of the Hertzprung-Russell diagrams, with the main sequence spectral type depending upon the mass of the star. Small, relatively cold, low mass red dwarfs burn hydrogen slowly and will remain on the main sequence for hundreds of billions of years, while massive, hot super giants will leave the main sequence after just a few million years. A mid-sized star like the Sun will remain on the main sequence for about 10 billion years. . A star of less than about 0.5 solar mass will
Wednesday, November 20, 2019
The Influence Of Music On Society Term Paper Example | Topics and Well Written Essays - 750 words
The Influence Of Music On Society - Term Paper Example We start of with the positive influence music has on society members. Music is a unique and magical entity that has the power to change anything and everything. Music has the power to make people laugh, cry, feel excited, smile, sad and even change the way we understand various societal issues (Meyer, 1994). It is full of so much emotion and thus writers and artists find their aspirations drawn of the music they listen to. Music also influences the musicians to turn to other areas of their creativity. Throughout history the highly evocative language of music has had powerful influences on individuals and societies. Music has the power to express, illicit and convey powerful emotions thus the musicââ¬â¢s moral and ethical power and how that power affects individuals and societies should receive optimum attention in our post modern society. The moral and ethical power of music in ancient societies was held with strong beliefs and therefore imperative for artists to exercise a certain level of moral and ethical responsibility in their creative endeavors. Music is a unifying entity in the society and acts as a socializing tool in the society. During music performances, members of the society interact and share ideas with each other. This enhances social cohesion and unites the society (Cope, 1978). Through music, different cultural societies have come together and resolved their differences. Also the message in the music may be that of uniting the society therefore uniting the society. Music has served to educate the society of their cultural background. When the traditional songs are played with a cultural message, the young members of the society get to know the way of life of the past generation. The classical music has revealed to the young people the living styles as well as the thoughts of the past generations. In so doing, we are able to estimate and analyze the progress we have made either negatively or positively. In the
Sunday, November 17, 2019
The Child Essay Example for Free
The Child Essay Introduction Good afternoon everyone. Today Iââ¬â¢m going to talk to you about the high/scope approach in a childcare setting. Iââ¬â¢d like to start off by saying for parents I believe a main concern of theirs at this stage of their childââ¬â¢s life if they are sending their child to a childcare setting is finding the best the setting, approach and childcare workers to suit their child needs. High/Scope was established in 1970 by Dr. David P. Weikart, who started the organization to continue research and program activities Dr. Weikart retired in December 2000 and is now deceased; Dr. Lawrence J.Schweinhart is now the HighScope Foundations President. The name High/Scope and its corporate logos are registered trademarks and service marks of the High/Scope Foundation. The high/scope method has being developed over a forty year process it has been shaped by research and while in practice and has been so successful that it is known and used around the world in multiple of childcare settings. For example day care, play groups and primary schools just to name a few. In my opinion the main idea of this approach is that children learn actively independently and naturally while interacting with materials and people. This approach observes, identifies and helps develop childrenââ¬â¢s main interest and skills. A point in this approach that I found most interesting was their idea that they donââ¬â¢t want the childrenââ¬â¢s activities to be thought in an institutional manner and if the children make mistakes they are not viewed as mistakes they are viewed as part of learning. The High/Scope environment helps the children to learn while active. For example a child will learn how to talk to others and develop their speech by being involved in conversation with other children and childcare workers. The setting has specific interest areas and activities for example the painting area, home area and block area they are clearly defined so there is no confusing for the children of what that certain area is used for. A block area would not have a little play kitchen in it cause that will confuse the children on what the area is used for. Clear containers are in child height shelving units so they are easily accessible to the children. The containers are clearly word and photo labelled; this will help the children learn the connection between labels, words andà symbols. The children will be able to see what they want and get it without having to look through loads of boxes before finding it for example Bryan wants to play with the blue tractor so he goes to the toy area where the shelves are at his visual height looks at the boxes sees the picture with the tractors on it, the words tractor above it and can get it himself without having to get a childcare worker to look for it or go up high and get it for him, he also can return it after he has finished with it. This encourages the children to practice the Find, Use and Return cycle. The hoped outcome for the children in the setting is that they develop a positive attitude towards themselves and others grow in self-confidence and so on and overall benefit from this approach for their future. ââ¬ËA study found that adults at age 40 who had the preschool program had higher earnings, were more likely to hold a jobââ¬â¢. Achieving this requires the right environment, materials, trained childcare workers and a successful partnership between both childcare workers and parents. Parentââ¬â¢s involvement is crucial to the high scope approach. The partnership between the parent and the childcare worker will make it easier for the child to be at ease in the setting and with the staff. The childcare workers and the parentââ¬â¢s partnership approach which keeps an on-going passing of information which in turn keeps both adult carers equally informed. Childcare workers document and take daily notes of what they have seen, heard and what has happened while the children are in their care. Observations help the childcare workers plan activities for the next day. For example while the children played with the blocks Anne kept on wandering over to the painting area, so at the activity planning meeting it would be suggested we take Anneââ¬â¢s interest of painting and involve it during the day. Children are assessed daily to observe the level of their development and to see if the activities the children participate in help their development. Children are assessed in ways that the children and adults feel comfortable when information is collected all assessments should provide an educational outcome. The observations are shared with parents at the end of the year and they usually very interested to see how and what their children have been doing. ââ¬ËThe COR (Child Observation Record) is used to evaluate child progress in High/Scope infant-toddler and preschool programs. The Preschool Program Quality Assessment (PQA) is used to evaluate the quality of the program, focusing on five key areas: learning environment, daily routine, adult-child interaction, and curriculum planning and assessment, and parent involvement. I hoped you enjoyed my presentation. And if you have any question I would be happy to answer them as best as I can. Thank you for listening.
Friday, November 15, 2019
Gasoline Dependence Essays -- Environment, Carbon Emissions
For over 100 years, the automobile industry has relied on gasoline as its main source of fuel. Gasoline is a colorless, highly flammable substance used in internal combustion engines. It is a fossil fuel made from crude oil, a natural gas formed from the remains of ancient plants and animals (Websterââ¬Ës Dictionary). Gasoline has positively influenced our way of life by providing convenient, on demand transportation. It has created a global economy that moves people and goods faster and more easily than ever imagined (Povey 12). Although a seemingly perfect substance, it has unprecedented flaws. The tremendous political, environmental, and economic problems resultant from the excessive use of gasoline leads to the conclusion that the automobile industry should not continue to rely on this source of fuel. Environmental Risks When the problems with gasoline use are considered, the catastrophic environmental effects are the primary concern. Automobile use consumes 70 percent of the United States oil supply and is responsible for one-third of the nationââ¬â¢s carbon emissions (Lovins 173). This results in pollution, global warming, and health problems for the people, plants, and animals. The search for alternative fuel is powered by the increasingly evident environmental problems and long-term health of the planet (Povey 17). Fortunately, reducing emissions globally is predicted to have a positive effect and offset previous harms (Backer). As years pass and demand for gasoline increases, it is inevitable that the worldââ¬â¢s oil supply will not last forever. This idea is made increasingly clear by evidence of peaking. Peak production is the point in time when about one-half of the worldââ¬â¢s oil supply will be gone. Oil production in a given ... ...Africa, simply to ensure a steady supply of oil for America. Finding an alternative fuel would be much safer, and much less expensive. Alternative fuels also do not fund a war against America. By paying for such large amounts of oil, America is funding both sides of the Islamic war; Middle East countries use American money to fight (Hobson). Alternative fuels allow America to keep to themselves and avoid conflict. Gasoline is thought to be a helpful substance to all countries worldwide. However, the negative effects are far greater than the positive. A diversity of clean fuels is vital for the political, environmental, and economic health of America. Although gasoline is a product depended on by the United States of America and many other countries, the negative effects are unbearable, dangerous, and unnecessary due to the opportunity to use alternative fuels.
Tuesday, November 12, 2019
Jonhson Matthey case study analysis teacher guide Essay
Suggested resources & activities related to PEST analysis and Johnson Matthey Full Johnson Matthey case study MP3 of the Johnson Matthey case study External influences PowerPoint Johnson Matthey crossword Johnson Matthey word search Suggested timings for the session 10 mins 5 mins 5 mins 10 mins 20 mins 10 mins Starter e.g. Johnson Matthey crossword Use the external influences PowerPoint to discuss the topic Read the case study Questions Task ââ¬â mind map What have you learned? Answers to questions 1. What does PEST stand for? PEST stands for: â⬠¢ Political (includes legal) â⬠¢ Economic â⬠¢ Social (includes environmental) â⬠¢ Technological 2. Describe what is meant by the ââ¬Ëexternal business environmentââ¬â¢. The external environment refers to those things outside of the operations of an organisation which impact upon it but over which the business has no control. 3. Analyse why PEST analysis is used by firms. PEST analysis is used by firms to assess the external business environment in which they operate. Managers and directors can then make decisions on their findings. PEST analysis therefore will inform any new objectives being set and the marketing strategy for the firm. 4. Evaluate the impact that the 2008 banking crisis had on Johnson Matthey. The 2008 banking crisis which lead to the recession: â⬠¢ Meant a fall in demand for its products â⬠¢ Increased efficiency within the company -reducing the use of natural resources and decrease waste through lean production techniques. â⬠¢ Efficiencies made the company more sustainable ââ¬â saving the company money whilst at the same time conserving the planetââ¬â¢s valuable natural resources. What have you learned? Expected learning is likely to include: â⬠¢ Definition of the external business environment â⬠¢ PEST factors â⬠¢ Use of PEST analysis to develop marketing strategy â⬠¢ How firms respond to external factors â⬠¢ Examples of these factors
Sunday, November 10, 2019
Arthur Miller Essay
Between 1949 and 1953, Arthur Miller wrote two of his most famous plays. Both plays dealt with major problems in society. The main characters of the plays were similar. Also, the supporting characters of both plays were alike. Arthur Millerââ¬â¢s plays Death of a Salesman and The Crucible are similar in many ways. The main purpose of both Death of a Salesman and The Crucible was to show major problems in American society. In Death of a Salesman, Arthur Miller was trying to show the impossibilities of the American Dream. In The Crucible, he was trying to show how society is intolerant toward others and is prone to hysteria. Both plays dealt with society defeating the average, hard-working man. Each play showed a society that was full of deceit and liars. In both of these plays, society was depicted as an evil thing that would overpower the average person and create an unjust world. The main characters of Death of a Salesman and The Crucible, Willy Loman and John Proctor, were alike in many ways. Both of these men had extramarital affairs, and in both cases, the affairs ended up destroying their lives. Both of these men were hard-working, average men who were just trying to make a good life for themselves and their families. Names were important to both men, and they both took pride in their names. In both cases, many decisions the two made were because of their family members. One large similarity between Willy and John was the fact that they both eventually died, and the death was partly their choice. Both men could have avoided death, but instead, they chose to die because they believed it was the correct thing to do. In these two plays, there were also many similarities between the supporting characters. In both plays, children had much more power than they normally do. In Death of a Salesman, Willyââ¬â¢s son controlled much of his life. In The Crucible, the girls, led primarily by Abigail Williams, caused many people to be hanged, and even more to be imprisoned. Also, both John and Willy had wives that were very loyal to them throughout their lives and supported them until the end. Both plays showed a figure of power, seen as Howard in one play and Judge Danforth in the other. In both plays, the main character had a friend who stood up for them at the end. Willy had Charley, who had been his best friend for a long time, and John had Reverend Hale, who tried to prevent Johnââ¬â¢s death. There are many similarities between characters in the two plays. Death of a Salesman and The Crucible are alike in many ways. Arthur Miller created similar characters in both plays. He used both to show the many things wrong in America. These two plays are both powerful pieces of literature that should be read and appreciated by all people.Sources: Death of a Salesman and The Crucible by Arthur Miller Arthur Miller Essay Can the audience be certain that Abigail is pretending when she has her fits (pages thirty nine-forty and ninety one-ninety six) In sixteen ninety two there was an outbreak of hangings for witchcraft. Arthur Miller based ââ¬Å"The Crucibleâ⬠on the events that lead to this to create an allegory of the events that took place in the nineteen fifties, when Joseph McCarthy was the head of the investigations of the senate committee on internal security. When Abigail her fit on page ninety two, Miller leaves the audience confused because of the other girlsââ¬â¢ reaction to what Abigail does and also to Mary Warrenââ¬â¢s accusations. When Abigail starts imitating Mary Warren the girls copy Abigail and start using it to accuse Mary Warren of ââ¬Å"sending a shadow on them,â⬠so Abigail used its sudden entrance into the court to stop Mary Warren from telling the truth about what happened in the woods. The way they chose to accuse her was by imitating Mary Warren. ââ¬Å"Mary Warren (screaming out at the top of her lungs, and raising her fists): Stop it!! Girls (raising their fists): Stop it!! â⬠Arthur Miller adds more uncertainty by making other girls leading into the fits. This happens when Betty wakes upon page thirty nine and starts a fit off by saying, ââ¬Å"I saw Goody Howe with the Devil! â⬠This is effective because Betty is apparently ill at the time that this happens then ââ¬Å"As she is speaking BETTY is rising from the bed, a fever in her eyes, and picks up the chant. â⬠Then in a fit on page ninety two, Mercy Lewis says ââ¬Å"Mercy Lewis (pointing): Itââ¬â¢s on the beam! Behind the rafter! â⬠This is when the bird has appeared and Danforth asks where it was. This is an effective strategy to employ and these points in the play because it keeps the audience guessing and wanting to know what will happen next. Mary Warren is present during both the fits that Abigail has, although in the second one on page ninety two she is the one both accusing and being accused. At the end of the fit Mary Warren has a real stress induced fit ââ¬Å"only MARY is left there, staring up at the `birdââ¬â¢, screaming madly. All watch her terrified by this evident fit. â⬠The fact that Mary Warren has now joined in isnââ¬â¢t the only thing that makes this effective it is that she has just changed her mind after being so resolute on telling the truth, also that this implicates Proctor as being a witch because he is the one that took her to the court. In the sixteen nineties the buildings were furnished in a minimalist fashion because people couldnââ¬â¢t afford much more that the essentials, for example in Bettyââ¬â¢s bedroom would have a bed a little chest of drawers for her clothes and a chair. There would also be a few windows. Therefore it would be quite shocking seeing it filled up with mainly young girls, then when all the girls suddenly start shouting it would be overwhelming and quite confusing for an audience member seeing this for the first time. However, When Mary Warren is persuaded to go to court she seems scared of Abigail as she says; ââ¬Å"Sheââ¬â¢ll kill me for sayinââ¬â¢ that! â⬠The audience also know that Abigail has lied from the beginning about what happened in the woods, as Abigail told her uncle that all they did was dance but then Betty says ââ¬Å"you drank a charm to kill Goody Proctor! Also in the same conversation Abigail tells Mary Warren to carry on lying, ââ¬Å"Let either of you breathe a word about the other things and I will come to you in the black of some terrible night and I will bring pointy reckoning that will shudder you. â⬠When the girls copy Abigail they never catch on straight away they always take a while to join in, such as in the court room on page ninety two Abigail has to repeat what Mary Warren says twice before the girls start repeating as well. ââ¬Å"The Crucibleâ⬠is an allegory of what was happening in America in the nineteen fifties. When Joseph McCarthy became a senator lots of people started having trouble with being accused of being a communist. It was mainly actors, actresses and writers that were accused but once you were accused there were only two things you could do to stop yourself from being blacklisted, which meant you would find it very hard to work again, you could either admit to being a communist and still be black listed or you could do the easier thing to prove you werenââ¬â¢t a communist which was accuse someone else. This is very similar to ââ¬Å"The Crucibleâ⬠as Abigail feels she has to accuse Tituba so that she isnââ¬â¢t accused of which craft. The only two differences when you were put in this situation ware that you wouldnââ¬â¢t be hung for being a communist you just wouldnââ¬â¢t be able to find work very easily. The other difference was that in Salem you had to be a witch to be hung, whereas in America you had to be a communist. There are certain similarities between Salem and today, such as today, lots of people treat Muslims differently because other people have turned Muslims into a scapegoat and projected everything wrong with the society that they live in and been blamed on a particular group of people, which in our case is Muslims. This prejudice against particular groups of people often isnââ¬â¢t fair. In America they projected their fears onto communists because they were that the communist uprising in Russia would spread to America, but now we are worried because a few Muslims out of millions decided to become suicide bombers and the government used them as a means to justify the war in Iraq by demonising the main faith in that country. Overall I think that the audience wouldnââ¬â¢t be able to whether Abigail was pretending while she was having her fits unless they had seen ââ¬Å"The Crucibleâ⬠before, because Arthur Miller uses a lot of tactics to confuse or scare the audience.
Friday, November 8, 2019
Financial Institutions Example
Financial Institutions Example Financial Institutions ââ¬â Coursework Example Credit Risk Credit Risk Credit risk is a risk that arises following a potential that a borrower will fail to honor their obligation to repay the loan as per the agreed time and terms. For banks, loans that they give to customers are the main source of credit risk. There is usually the risk that customers might default in paying the loans. Other sources might be off as well as on balance sheet. Off balance sheet causes may include commitments on loans, letters of unfunded credit and lines of credit. A reduction in required rate of return (RRR) may be used as a way of preventing credit risk. This has been indicated by Bloomberg news concerning the Peoples Bank of China (PBOC), showing their system-wide wide cut in RRR since May 2012, as a way of preventing credit risks, following a decreasing debt ratio of China as decreasing from 209 percent to 125 percent by end of 2008 (Bloomberg 2014).The news shows RRR as being flexible in that it can be reduced in one month and increased in the n ext month, lowering it in sections and holding it constant in other sections. PBOC is seen to have reduced RRR in the banks in rural areas and thus lowering the ratio for small renders and injecting liquidity into some other banks using other new financial tools like facility for medium-term lending and pledged supplementary lending (Bloomberg 2014). However, there is a danger of the easier credit flowing to areas that are economically less productive, that arises out of reducing RRR across the board.Reference:Bloomberg. (2014). PBOC balance sheet surge gives room to ease on bank reserves. Retrieved on February 27 2015 from: bloomberg.com/news/articles/2014-12- 09/pboc-balancesheet-surge-offers-scope-to-ease-on-bank-reserves
Wednesday, November 6, 2019
How to French Interrogative Pronouns Qui and Que
How to French Interrogative Pronouns Qui and Que French has three interrogative pronouns: quià que, and lequel, which are used to ask questions. They all have differences in meaning and usage. Note that lequelà is a more complicated case and, as such, is addressed separately. Also, while qui and que are alsoà relative pronouns,à we are only discussing them here in their function as interrogative pronouns. How to Use Quià Quià meansà whoà orà whom; it is used when asking about people. Whenà whoà is theà subjectà of the question, you can use eitherà quià orà qui est-ce qui. The word order cannot be inverted, and the verb is always third person singular. Qui veut le faireà ? / Qui est-ce qui veut le faireà ? à Who wants to do it?Qui parleà ? / Qui est-ce qui parleà ? à Who is speaking? When whom is the object of the question, qui can be followed by either est-ce que or inversion, as in: Qui est-ce que vous aimezà ? / Qui aimez-vous ? à Whom do you love?Qui est-ce que tu voisà ? / Qui vois-tuà ? à Whom do you see? Qui can also follow a preposition. qui est-ce que tu parlesà ? / qui parles-tuà ? à To whom are you speaking?De qui est-ce que tu dà ©pendsà ? / De qui dà ©pends-tuà ? à Upon whom do you depend? How to Use Que Que means what and is used to refer to ideas or things. Whenà whatà is the subject of the question, you must useà quest-ce quià followed by a verb in the third person singular, with no inversion. Quest-ce qui se passeà ? à Whats happening?Quest-ce qui est tombà © sur la terreà ? à What fell on the ground? When what is the object of the question, it can be followed by est-ce que or inversion. Quest-ce quil veutà ? / Que veut-ilà ? à What does he want?Quest-ce que tu penses de mon idà ©eà ? / Que penses-tu de mon idà ©eà ? à What do you think of my idea?Quest-ce que cest (que cela)à ? à What is that? Que to Quoi After a preposition, que changes to quoi. De quoi est-ce que vous parlezà ? / De quoi parlez-vous ? à What are you talking about? quoi est-ce quil travailleà ? / quoi travaille-t-ilà ? à Whats he working on? More Examples of the Interrogativeà Qui and Que Qui donc ta frappà ©Ã ?à Who hit you? Qui est-ce qui en veutà ?à Who wants some ? Qui cherchez-vousà ?à Who are you looking for? Cest quià ?à à Whose is it,à to whom does it belong? qui le tourà ?à Whose turn (is it) ? De qui parles-tuà ?à Whoà (ouà whom) are you talking about? Qui est-ce que tu connais icià ?à Who do you know around here? qui est-ce que je dois de largentà ?à Who do I owe money to ?,à to whom do I owe money?à (soutenu) Quy a-t-ilà ?à Whats the matter ? Que devient-elleà ?à Whats become of her? Quest-ce que je vois / jentendsà ? What is this I see / hear ? Quest-ce qui tarriveà ?à Whats the matter with you? Quest-ce que la libertà ©Ã ?à What is freedom? Summary of French Interrogative Pronouns Subject of question Object of question After preposition People quiqui est-ce qui quiqui est-ce que qui Things quest-ce qui quequest-ce que quoi
Sunday, November 3, 2019
Bussiness plan of photography Essay Example | Topics and Well Written Essays - 500 words
Bussiness plan of photography - Essay Example These include; increase in the flexibility of the business where by different colors of photos can be taken, different sizes, and different postures. The business also intends to employ experience and quality in order to attract and maintain many customers. The business also intends to expand and diversify its services such that it will be able to offer services such as printing of the photos, photo editing, framing and production. The business also intends to employ creativity and innovation in the business in order to come up with unique ideas. Photo-pix Studio aims at entering the international commercial photography market by the end of its third year in operation. Within these three years, the business also aims at having annual revenue of over $500 thousand. The business also aims at having wider market coverage with an established customer loyalty. Photo-pix Studio aims at serving a variety of customer (both businesses and individuals) in all their photography needs by creating excellent photos of a high quality and ensuring full customer satisfaction. Photo-pix Studio will be a sole proprietorship established within two miles from Berlin Side Walk. Start-up costs of the business include the licensing fees for obtaining the studio open space; marketing expenses in order to promote the business and rental fees for the studio. Other expenses include the acquisition of long-term assets such as cameras, flashes, lighting, tripods, and backdrops. Money for purchasing the assets and paying for the expenses will come from personal savings. If the personal savings are not enough, the business will take a long-term borrowing form a bank. The services to be offered by Photo-pix Studio include; full-time commercial photography, festive events photography services, Photo production, photo editing, framing photos, and digital editing work. The market for this business will include both business and
Friday, November 1, 2019
The business plan for Eat, Sip and Read a medium sized coffee shop Coursework
The business plan for Eat, Sip and Read a medium sized coffee shop - Coursework Example Gaining fair amount of profit for the organization is also a primary mission so that the owners are also satisfied. Another mission of Eat, Sip, and Read is to provide a workplace for the employers where they will be kept on motivating to perform their best and will be rewarded based on their performance. Objectives: The objectives of Eat, Sip, and Read are to become a popular brand name among its customer which will comprise of a large section of the youths. A considerable amount of sales is targeted in the first year near about $ 500 k and to increase the margin of the profit in the second year. The long term objective of the organization should also include the expansion of the units in different states of the United States of America and based on the response should also consider the idea of international expansion. A3.Key to Success: The quality of service which will be delivered to the customer will be one of the primary factors for the success of the organization. The organiza tion will have to be critical in the choice of the food in the menu. As the facility of reading is one of the prime attractions for the shops the choice of books in the store will also be critical for attracting the customers in the store. The marketing strategy of the business and the ability to adopt the change and to undertake transformation in the areas required will also be crucial in the success of the organization. The efficiency of the management in choice over the policies and their nature of implementation hold the key regarding the future of Eat, Sip and Read. B. Company Summary: B1. Industry History: The fast food industry is one of the rising businesses in the... From the research it can be comprehended that the fast food industry is one of the rising businesses in the United States of America. According to a report , the consumers in USA spends about $110 billion on the fast foods in the year 2000 which depicts the huge amount of success which the industry has encountered. In the year 2005, the sales increased by more than 5% of the previous year. The likeliness of the fast food by the majority of the population based in USA has been identified by the market players and has been considerable in the overall success of the industry. The success of the industry also lies in the fact that it has provided huge openings for employment throughout the country. The figures published by the U. S. Bureau of Labor Statistics reflect that nearly 2.7 million workers are employed in this sector of the economy. The industry also has provided average growth to the employees over the years and it provides excellent opportunity to the population in matters of employment. Across the country there are more than 200, 000 fast food restaurants and generates sales of more than $120 billion. The industry also suffered a difficult period since the year 2006, as the food and the energy price increased significantly all over the country. The economic downturn also brought a change in the overall pattern of sales in the country as the consumers were left with little amount of money to spend on the restaurants and the fast food.
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